Know what capital your company can get, and who can take it further.
Capital Selector reads your company the way a lender, an investor or a buyer would, and flags when it is ready for more. When the next step is private credit, an acquisition, a merger or a recapitalization, we introduce you to a firm in the Frontier Desk network that does that work.
No credit impact to explore. A soft check runs only when you ask to see real offers.
- 1.Tell us about your company
- 2.See where it stands, and why
- 3.Choose who you talk to next
Lenders, investors and buyers each weigh a company differently.
We show you where yours stands with each.
Example readiness
CS-2026- 18%Monthly revenueHow much you bring in, and how steadily.
- 18%Owner creditThe personal credit behind the business.
- 15%Time in businessLonger operating history opens better terms.
- 15%DocumentationClean statements and returns, ready to read.
- 14%Cash-flow consistencySteady deposits, few overdrafts or NSFs.
- 12%Debt loadWhat you already carry against what you earn.
- 8%IndustryHow lenders price your line of work.
Fast money and cheap money are rarely the same money.
An advance can fund in days, but its factor rate and daily remittance pull hard on cash flow. A term loan or a line usually costs far less and fits a longer horizon, and it asks for more up front.
The right call depends on what the capital is for and what you need your business to look like in a year. We make that comparison plain, in dollars and in weeks, before you commit to anything.
How the structures compareLoan details
Estimated
The structure follows your business, not a quota.
OptionsOptions
8- 01Line of creditRevolving capital you draw on as needed and pay interest only on what you use. Best for uneven cash cycles.
- 02Term loanA fixed amount up front, repaid on a set schedule. Best for a one-time investment where you know the cost.
- 03SBA loansLoans partially guaranteed by the U.S. Small Business Administration. Longer terms and lower cost for businesses that qualify.
- 04Equipment financingFinancing secured by the equipment itself, with the term matched to the asset's useful life. Preserves your cash.
- 05Working capital / advanceA merchant cash advance: capital now against future sales, priced at a factor rate and repaid as a share of revenue. Fast, and costlier than a loan.
- 06AR financingAdvance cash against invoices you have already issued, instead of waiting on net terms. Sized to your receivables, not your credit.
- 07Franchise financingCapital for franchise fees, build-out, equipment, and early working capital, for single-unit and multi-unit operators.
- 08Startup fundingCapital for businesses in their first couple of years, before they fit a traditional credit file. Debt options, not equity.
When your company has outgrown standard products, we introduce a specialist.
Some companies that come here have outgrown advances and short-term lines. Their next step is usually private credit, an acquisition, a merger or a recapitalization, and each is run by a specialist firm. Capital Selector is a Frontier Desk tool, so we can introduce you to a firm in the Frontier Desk network that does that work.
The network works most closely with services companies that still bill by the hour, and with the companies that supply power, cooling and fiber to data centers.
We introduce you to a firm only after you agree.
See if you qualify for moreYour details
Progress savedAs you share details, they will appear here and map straight to your application.
Talk to the advisorClear about your credit, and about what happens next.
01Tell us about your company
A short conversation about revenue, time in business, and what you want the company to do next. This part never touches your credit.
02See where it stands, and why
We show what you qualify for and the factors behind it. A soft check may run when you ask to see real offers. It does not affect your score.
03Choose who you talk to next
For a loan or a line, lenders present offers and will reach out. For private credit, an acquisition, a merger or a recapitalization, we introduce you to a firm that does that work, and only after you agree. A full credit review happens only if you move forward, and only with your permission.
Start with where you stand.
Two minutes, no credit impact, and you will actually understand your options.
Talk to the advisor