Financing options
The structure follows your business.
There is no single best product, only the one that fits how your business earns and spends. Here is the range Capital Selector matches you to. One conversation points you to the right one.
Line of credit
Revolving capital you draw on as needed and pay interest only on what you use. Best for uneven cash cycles.
Term loan
A fixed amount up front, repaid on a set schedule. Best for a one-time investment where you know the cost.
SBA loans
Loans partially guaranteed by the U.S. Small Business Administration. Longer terms and lower cost for businesses that qualify.
Equipment financing
Financing secured by the equipment itself, with the term matched to the asset's useful life. Preserves your cash.
Working capital / advance
A merchant cash advance: capital now against future sales, priced at a factor rate and repaid as a share of revenue. Fast, and costlier than a loan.
AR financing
Advance cash against invoices you have already issued, instead of waiting on net terms. Sized to your receivables, not your credit.
Franchise financing
Capital for franchise fees, build-out, equipment, and early working capital, for single-unit and multi-unit operators.
Startup funding
Capital for businesses in their first couple of years, before they fit a traditional credit file. Debt options, not equity.
Not sure which fits?
That is the point. Let the advisor read your business and match you.